When it comes to building your dream home in Florida, one of the biggest decisions is choosing between a barrier island or inland property. Brevard and Indian River counties offer a plethora of charming beach towns and wonderful mainland communities, each with their own unique perks. Whether you envision waking up to the sound of waves, or prefer a peaceful suburban retreat, understanding the pros and cons of each option will help you make the best decision.
Beachside Building
Brevard and Indian River counties boast some of Florida’s most beautiful beaches, from Cocoa Beach to Vero Beach. If you dream of an oceanfront paradise, here’s what to consider:
Pros:
1. Unmatched views and access. Living on the coast means breathtaking ocean sunrises and easy access to sandy beaches.
2. Higher property value. Beachside homes typically appreciate more over time due to their desirable location.
3. Relaxed lifestyle. Coastal living offers a resort-like atmosphere with endless opportunities for water activities like surfing, fishing, and boating.
Cons:
1. Higher insurance costs. Due flood zones and elevated hurricane risks, beachside homes typically require higher insurance premiums.
2. Additional maintenance. Salt air and humidity can accelerate wear and tear on your home, requiring frequent upkeep.
3. Limited space and privacy. Coastal lots are often smaller and more expensive, and popular beach areas may come with more foot traffic.
Building Mainland
For those looking for more affordability and convenience, inland areas like Viera, Sebastian, and Palm Bay offer excellent alternatives.
Pros:
1. More affordable land. You’ll generally get more space for your money compared to beachside properties.
2. Lower insurance costs. Inland homes are at a lower risk of hurricane damage, leading to lower insurance premiums.
3. Family-friendly and convenient. Many inland communities are near top-rated schools, shopping centers, and major highways for easy commuting.
4. Options for waterfront. Among Banana River, Indian River Lagoon, canals, and lakes, there are plenty of waterfront properties available mainland.
Cons:
1. No oceanfront views. While you may be close to the beach, you won’t have the opportunity to wake up to sights of the Atlantic Ocean.
2. Longer drive to the coast. If you love frequent beach outings, you may need to drive 15–30 minutes to reach the shore.
3. Higher competition in growing areas. Inland communities like Viera are expanding quickly, making some areas more competitive for new builds.
Which Location is Right for You?
If you value ocean views, beach access, and a high-end lifestyle, a beachside home might be worth the investment. If you prefer affordability, space, and a lower-maintenance lifestyle, inland communities could be the better fit.
No matter where you choose to build, Brevard and Indian River counties offer incredible options to fit your dream home vision. Need expert guidance on finding the perfect lot and designing your ideal home? Contact LifeStyle Homes at (321) 727-8188 to start planning your dream home.
